Does Target Offer Health Insurance?

Target, one of America’s leading retail giants, has long been recognized not just for its vast product offerings but also for its commitment to employee welfare. A significant part of this commitment is reflected in the health insurance and benefits it offers to its team members. This article provides an in-depth look into Target’s health insurance offerings, recent enhancements, and feedback from its employees.

Key Takeaways:

  1. Holistic Employee Well-being: Target adopts a comprehensive approach to employee well-being, emphasizing not just physical health but also financial security and social relationships. The company views its team members as invaluable assets and strives to support them in every aspect of their lives.
  2. Proactive Enhancements to Health Benefits: Target has recently made significant strides in improving its health benefits. This includes introducing a competitive wage range, reducing the waiting period for health care benefits enrollment, and adding new health offerings such as free virtual physical therapy and enhanced fertility benefits.
  3. Positive Employee Feedback: Feedback from Target employees, as discussed on platforms like Reddit, indicates that the company’s health insurance is both affordable and comprehensive. Employees appreciate the coverage provided and believe it’s superior to what many other employers offer. Additionally, Target’s partnership with United Healthcare ensures quality healthcare services for its team members.

Target’s Comprehensive Approach to Employee Well-being

Target believes in a holistic approach to employee well-being. As outlined on their official career benefits page, the company’s well-being package is designed to cater to various aspects of an individual’s life, including physical health, financial security, and social relationships. Target emphasizes that its team members are invaluable assets, and the company’s goal is to support them in every possible way.

Recent Enhancements to Health Benefits

In recent years, Target has been proactive in enhancing its health benefits to stay ahead of the curve and ensure the well-being of its team members. A press release from February 2022 highlighted some of these enhancements:

  • Wage Enhancements: Target introduced a new starting wage range from $15 to $24 per hour, positioning the company as a competitive wage leader in every market they operate in.
  • Expanded Health Care Benefits: Target reduced the waiting period for health care benefits enrollment. Furthermore, hourly store team members working an average of 25 hours a week or more now have expanded access to these benefits.
  • New Health Offerings: Target introduced several new health benefits, including free virtual physical therapy sessions, enhanced fertility benefits, and acupuncture coverage, among others.

Feedback and Experiences from Team Target

While official statements provide one side of the story, feedback from employees offers a ground-level perspective. A discussion on a Reddit thread revealed some real experiences of Target employees:

  • Affordability and Coverage: Many employees find Target’s health insurance to be both affordable and comprehensive. The general consensus is that the coverage provided is better than what many other employers offer.
  • Provider Details: Target partners with United Healthcare, a leading health insurance provider, to offer these benefits to its employees.
  • Additional Benefits: Apart from health insurance, employees also mentioned other benefits like dental and vision coverage, adoption and surrogacy reimbursement, and paid family leave.


Target’s dedication to its team members is evident in its robust health insurance offerings and continuous efforts to enhance these benefits. By providing competitive health insurance and a range of other benefits, Target ensures that its team members are well-supported, leading to a happier, healthier workforce and, by extension, a more successful business.

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