Having a firm understanding of your health insurance policy and everything that it entails is vital. By having as much information as you can before you sign up for a plan, you can choose a policy that will best meet…

If you recently had a health insurance claim denied, then one of the things that you might want to do as quickly as possible is filing an appeal. Insurance companies may deny claims that are legitimate from time to time.…

Coinsurance is one of the most misunderstood insurance terms out there. Most people have heard of coinsurance, but they are not sure exactly what it is. Many people equate coinsurance with co-pays, but that is not correct. In order to…

There are a lot of health insurance companies out there, and it can be difficult to pick the right one. In most states, you have at least half a dozen choices, and even in states where Medicaid is an option…

Health insurance can be an extremely useful tool to have, but what should you do if you can actually afford to pay for your medical bills out of your own pocket? That’s a good question, and finding out the answer…

One of the options out there for taking care of your medical expenses is a health savings account. A health savings account is not really a new idea, but it is one that is gained a great deal of popularity…

One of the common questions that people have about their health insurance is whether they can use a specific doctor. When signing up for health insurance for the first time, or the first time with a new plan, most people…

Waiting for your insurance to kick in can be frustrating, especially if it the first time that you are getting it. After all, getting a doctor’s appointment can take weeks, and you want to get in and be seen and…

You may have heard the term “qualifying event” after the implementation of the Affordable Care Act; also known as Obamacare. The reason that this term exists is due to the annual window that opens up to allow people to sign…

Open enrollment is the time period when you can enroll in health insurance. This enrollment period usually spans a specific period of time, and you must purchase health insurance coverage during that period, otherwise you will not be able to…