Articles
Plain-English guides for people who buy their own health insurance or are trying to figure out their options. Browse by topic, or scroll down for our newest articles.
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Average Cost of Health Insurance by State (2026 Prices, 2027 Increases)
In 2026, the benchmark Marketplace plan for a 40-year-old ranged from $401 a month in New Hampshire to $1,299 in Vermont. See prices for every state.
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How Much Is Health Insurance in Wyoming?
Wyoming’s 2026 benchmark plan averaged $1,090 a month for a 40-year-old before subsidies, second-highest in the U.S. Tax credits, 2027 rates and Medicaid.
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How Much Is Health Insurance in Vermont?
Vermont’s 2026 benchmark plan averaged $1,299 a month before subsidies, the highest in the U.S., and it costs the same at any age. Approved 2027 rates…
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How Much Is Health Insurance in Washington, DC?
DC’s 2026 benchmark plan averaged $610 a month for a 40-year-old before subsidies. Approved 2027 rates, DC’s mandate penalty and the Healthy DC Plan.
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How Much Is Health Insurance in Alaska?
Alaska’s 2026 benchmark plan averaged $1,032 a month for a 40-year-old before subsidies. How tax credits, reinsurance and 2027 rate requests change that.
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How Much Is Health Insurance in North Dakota?
North Dakota’s 2026 benchmark plan averaged $570 a month for a 40-year-old, below the U.S. average. Tax credits, reinsurance and proposed 2027 increases.
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How Much Is Health Insurance in South Dakota?
South Dakota’s 2026 benchmark plan averaged $655 a month for a 40-year-old before subsidies. Tax credits, approved 2027 rates and the Medicaid ballot measure.
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How Much Is Health Insurance in Louisiana?
Louisiana’s 2026 benchmark plan averaged $646 a month for a 40-year-old before subsidies. What tax credits cover, final 2027 rates and Medicaid rules.
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How Much Is Health Insurance in Delaware?
Delaware’s 2026 benchmark plan averaged $691 a month for a 40-year-old. Approved 2027 rates, Ambetter’s exit and what you’d pay after a tax credit.
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How Much Is Health Insurance in Rhode Island?
Rhode Island’s 2026 benchmark plan averaged $506 a month for a 40-year-old. HealthSource RI, the state’s coverage penalty, new state help and 2027 rate requests.
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