Life Changes

Divorce usually ends coverage through your spouse’s job. Your options, from COBRA for up to 36 months to a Marketplace plan, plus how to cover the…

How to prove a domestic partnership for health insurance: who qualifies, the documents employers usually ask for, state registries, and taxes on partner coverage.

You can stay on a parent’s health plan until 26, and longer in some states. When coverage ends, and your options for getting your own plan.

Can you drop your child from your health insurance at 18? Yes. When you can remove them, their coverage options, and how tax households affect credits.

Lost your job or between jobs? How to stay covered with a marketplace plan, Medicaid, COBRA or a spouse’s plan, and which stopgaps to be careful…

Health insurance if you retire before 65: retiree coverage, COBRA, a spouse’s plan or the marketplace, what it costs in your early 60s, and managing income.

Can you take your health insurance to a new state? What happens to marketplace, job-based, Medicaid and Medicare coverage when you move, and how to switch.

Started smoking after buying health insurance as a nonsmoker? Your ACA premium generally won’t change mid-year. What to report, and what happens if you don’t.

Health insurance options after a spouse dies: COBRA for up to 36 months, a marketplace plan, your own job’s plan, Medicaid or Medicare, and how to…

Can you add a girlfriend or boyfriend to your health insurance? Usually only through domestic partner coverage or marriage. Who qualifies and other options.