Medicaid & Medicare
Who qualifies for Medicaid and Medicare, how to sign up, and how these programs fit with other coverage. Includes Medicare enrollment periods, Medicare Advantage and Medigap, and the new Medicaid work requirements.
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What Is the Medicaid Coverage Gap?
KFF estimates 1.2 million uninsured adults (2024 data) earn too little for Marketplace tax credits but can’t get Medicaid. Who’s in the gap and what to…
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Medicare Savings Programs and Extra Help: Who Qualifies
In 2026, Medicare Savings Programs help single people with income up to $1,816 a month, and Extra Help up to $23,940 a year. Who qualifies and…
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Medicare Part D: What It Costs and What’s Changing in 2027
Part D caps 2027 out-of-pocket costs for covered drugs at $2,400 and deductibles at $700. What plans cost, what’s changing and how to compare by December…
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Medigap Plan G vs. Plan N: Which Is Better for You?
Plan G covers almost everything after the Part B deductible. Plan N costs less but adds small copays and doesn’t cover excess charges.
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Working Past 65: Do You Need to Sign Up for Medicare?
If you’re still working at 65, whether you need Medicare depends on your employer’s size. Here’s when you can wait, and the HSA rule that trips…
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Medicare Late Enrollment Penalties: Part A, B and D Explained
Sign up for Medicare late and you can owe a penalty for years or for life. Here’s how the Part A, B and D penalties work…
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Medicare Part B Premium for 2027: Projected Cost and IRMAA Brackets
The standard Part B premium is $202.90 a month in 2026. The 2027 figure isn’t official yet, but Medicare’s trustees project about $209.50.
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Medicaid Income Limits by State for 2026
In expansion states, adults qualify for Medicaid up to 138% of the poverty level. In the 10 that haven’t expanded, many adults get nothing at all.
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Medicare Advantage vs. Medigap: How to Choose
Medicare Advantage costs less each month but uses networks and approvals. Medigap costs more but lets you see any Medicare doctor. How to decide.
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Medicare Open Enrollment: What to Check Before December 7
Medicare open enrollment runs October 15 to December 7, 2026. What’s changing for 2027 and what to check before your plan renews.
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