Coverage by Situation

How to get mental health care without insurance: crisis lines, community health centers, sliding-scale therapists, training clinics, EAPs and Medicaid.

Worried about a nicotine test for health insurance? ACA plans don’t test; they ask. How nicotine tests work, what affects results, and honest ways to pay…

Health insurance while waiting for a green card: marketplace plans for lawfully present immigrants, the 2027 tax credit change, job-based options and Medicaid.

Can you get health insurance without a Social Security number? When the marketplace, employers and insurers don’t require one, and other ways to get care.

How college students get health insurance: staying on a parent’s plan until 26, school health plans, marketplace coverage and Medicaid, plus how to pick.

Health insurance for non-citizens: what’s available by immigration status, marketplace tax credit changes for 2026 and 2027, Medicaid rules and other options.

Can you get health insurance with diabetes? Yes. Your coverage options, what to check in a plan for insulin, supplies and doctors, and how to keep…

Can cancer patients get health insurance? Yes. ACA protections, your coverage options, what to look for in a plan, and what to do if treatment is…

Is a drug test required for health insurance? No. ACA plans can’t use your health history. When tests do come up, and how substance use treatment…

Health insurance rules for international students: J-1 federal minimums, school requirements for F-1 students, what to look for, and marketplace changes.