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What If You Can Afford Your Medical Bills Out-Of-Pocket?

Health insurance can be an extremely useful tool to have, but what should you do if you can actually afford to pay for your medical bills out of your own pocket? That’s a good question, and finding out the answer

What is an HSA?

One of the options out there for taking care of your medical expenses is a health savings account. A health savings account is not really a new idea, but it is one that is gained a great deal of popularity

How Do I Find Out If a Doctor Is Covered By My Insurance?

One of the common questions that people have about their health insurance is whether they can use a specific doctor. When signing up for health insurance for the first time, or the first time with a new plan, most people

How Long Does It Take To Get Health Insurance After Applying?

Waiting for your insurance to kick in can be frustrating, especially if it the first time that you are getting it. After all, getting a doctor’s appointment can take weeks, and you want to get in and be seen and

What Are Qualifying Events In Regards To Health Insurance?

You may have heard the term “qualifying event” after the implementation of the Affordable Care Act; also known as Obamacare. The reason that this term exists is due to the annual window that opens up to allow people to sign

What is the Open Enrollment Period? Do I Need to Buy Health Insurance During Those Dates?

Open enrollment is the time period when you can enroll in health insurance. This enrollment period usually spans a specific period of time, and you must purchase health insurance coverage during that period, otherwise you will not be able to

Does Obamacare Cover Vision?

The goal of the Affordable Care Act, which was put into law in 2010 by President Obama (hence the informal name ‘Obamacare’) was to make health insurance more widely available and more affordable for Americans. While the ACA had the

What is Better: PPO or HMO?

Having options is a good thing. In some cases, however, it can be difficult to narrow down the options and decide which one will best suit your needs; this is especially true when it comes to health insurance. Being that

Does Obamacare Cover Dental?

On its own, dental insurance can be hard to navigate, but when you add in the Affordable Care Act, aka ‘Obamacare’, it can seem virtually impossible to figure out. Even though it’s been in place for a few years, many

How to Buy Health Insurance Outside the ACA’s Exchanges

Under the Affordable Care Act – also known as the ACA or ObamaCare, most Americans are required to enroll in health insurance coverage otherwise they could face steep financial penalties. Many people opt to purchase their insurance plans via the