Articles
Plain-English guides for people who buy their own health insurance or are trying to figure out their options. Browse by topic, or scroll down for our newest articles.
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Medicare Late Enrollment Penalties: Part A, B and D Explained
Sign up for Medicare late and you can owe a penalty for years or for life. Here’s how the Part A, B and D penalties work…
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Medicare Part B Premium for 2027: Projected Cost and IRMAA Brackets
The standard Part B premium is $202.90 a month in 2026. The 2027 figure isn’t official yet, but Medicare’s trustees project about $209.50.
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Does Chipotle Offer Health Insurance?
Yes. Chipotle says all crew members are eligible for medical, dental and vision plans, and managers and support staff choose from three Anthem plans.
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Does Publix Offer Health Insurance?
Yes. Publix lists group health, dental and vision plans among its core benefits for associates, though it doesn’t publish waiting periods or costs.
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Does Chick-fil-A Offer Health Insurance?
It depends on your restaurant. Chick-fil-A Operators set restaurant-level benefits, while corporate staff get separate, fully-paid healthcare.
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Does CVS Offer Health Insurance?
Yes, CVS Health offers medical, dental and vision coverage, including prescription drugs, to employees who work 30 or more hours a week.
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Does FedEx Offer Health Insurance?
Yes for employees FedEx hires directly, but FedEx Ground drivers usually work for an independent company that sets its own health benefits.
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Does UPS Offer Health Insurance?
Yes, but most UPS employees get coverage through Teamsters union health plans, not one company-wide policy, so terms depend on your local contract.
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Kaiser Permanente Individual Plans Review
Kaiser Permanente sells individual Marketplace plans in 9 states and D.C., and its integrated HMO model earned strong 2026 quality ratings from NCQA.
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Molina Marketplace Plans Review: Where Molina Is Leaving in 2027
Molina Healthcare is cutting its ACA Marketplace footprint from 14 states to about 6 for 2027 after steep losses. Here’s what’s confirmed so far.
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