Articles
Plain-English guides for people who buy their own health insurance or are trying to figure out their options. Browse by topic, or scroll down for our newest articles.
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Is Cigna Leaving the Marketplace? What Cigna Members Should Do for 2027
Yes, Cigna is exiting ACA Marketplace coverage in all 11 of its states for 2027. Here’s who’s affected, key dates, and how to pick a new…
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UnitedHealthcare Marketplace Plans Review
UnitedHealthcare sold Marketplace plans in 30 states for 2026 and is leaving Georgia for 2027. Here’s what else is changing, and how to check its network.
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Is Blue Cross Blue Shield Good? A Look at BCBS Marketplace Plans
Blue Cross Blue Shield isn’t one insurer but 33 independent companies, so whether it’s a good pick depends entirely on which Blue plan sells in your…
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Oscar Health Insurance Review for 2027
Oscar Health is adding South Carolina for 2027 after a strong run of profits. Here’s how its plans, virtual care and claims record compare.
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Ambetter Health Insurance Review: Plans, Costs and 2027 Changes
Ambetter, Centene’s Marketplace brand, sells ACA plans in dozens of states but is pulling back for 2027 after losing millions of members this year.
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How Much Is Health Insurance for a Couple?
Two 40-year-olds face a combined 2026 benchmark price near $1,250 a month before subsidies, and the math changes a lot with age and income.
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How Much Is Health Insurance for a 64-Year-Old?
A 64-year-old’s benchmark Marketplace plan runs about $1,467 a month before subsidies in 2026, the highest age-rated price before Medicare at 65.
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How Much Is Health Insurance for a 60-Year-Old?
A 60-year-old’s benchmark Marketplace plan runs about $1,327 a month before subsidies in 2026, which is why the subsidy cliff hurts most at this age.
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How Much Is Health Insurance for a 50-Year-Old?
A 50-year-old’s benchmark Marketplace plan runs about $873 a month before subsidies in 2026, and prices climb faster after 50 than before it.
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How Much Is Health Insurance for a 40-Year-Old?
Forty is the standard age for comparing ACA premiums. The 2026 national benchmark plan for a 40-year-old runs $625 a month before any tax credit.
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