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Who is Eligible for Medicare?

Medicare is a health insurance program that is funded by the federal government. It was established in 1965 as a way to ensure that Americans aged 65 and over had access to medical coverage. In 1972, Medicare was expanded to

Can Health Insurance be Backdated?

Backdating refers to the process of marking an important document with a date that has already occurred; in other words, inputting a date that is earlier than the date that a document was drafted or signed. In many cases, backdating

What to Do About Out-of-Network Costs

The majority of health insurance companies negotiate with specific health care providers and medical facilities, offering to cover the cost of care at a discounted rate. Those who agree to provide services at a discounted rate are referred to as

What Happens if You Under Report Your Income with Applying for Health Insurance?

If you’re applying for health insurance through the Marketplace, you will be required to fill out a detailed application. This application includes pertinent information that relates to your general health, as well as your income and is used to determine

Can You Transfer Health Insurance to a New State?

Whether you’ve gotten a new job or you just need a change, if you are planning on moving to a different state, there are a lot of factors that need to be taken into consideration. Of course, finding a place

Can I Use My Health Insurance Out of State?

Whether you are traveling out or you are planning on having a medical procedure done in a different state, it’s important to find out if your health insurance will work outside of the state that you purchased it in. In

What is a Deductible?

Having a firm understanding of your health insurance policy and everything that it entails is vital. By having as much information as you can before you sign up for a plan, you can choose a policy that will best meet

How to Appeal a Health Insurance Claim Denial

If you recently had a health insurance claim denied, then one of the things that you might want to do as quickly as possible is filing an appeal. Insurance companies may deny claims that are legitimate from time to time.

What Is Coinsurance?

Coinsurance is one of the most misunderstood insurance terms out there. Most people have heard of coinsurance, but they are not sure exactly what it is. Many people equate coinsurance with co-pays, but that is not correct. In order to

Best Health Insurance Companies

There are a lot of health insurance companies out there, and it can be difficult to pick the right one. In most states, you have at least half a dozen choices, and even in states where Medicaid is an option