Articles
Plain-English guides for people who buy their own health insurance or are trying to figure out their options. Browse by topic, or scroll down for our newest articles.
Costs & PricesWhat’s CoveredMarketplace & SubsidiesMedicaid & MedicareWork & Employer PlansLife ChangesPlan BasicsBills & ClaimsCoverage by SituationInsurance Companies
-
What Is a Subsidy in Health Insurance?
How ACA health insurance subsidies work in 2026 and 2027: premium tax credits, cost-sharing reductions, who qualifies, and what you might pay back.
Read more
-
How Much Is Health Insurance per Month in Texas?
What health insurance costs in Texas in 2026 by age, what you’d pay after tax credits, 2027 price changes, and why gold can cost less than…
Read more
-
Does Health Insurance Cover Cialis?
Does insurance cover Cialis? Sometimes, often only generic tadalafil with limits. Medicare and Medicaid rules, coverage for BPH, and how to pay less.
Read more
-
How Much Is Health Insurance in California per Month?
What Covered California plans cost in 2026 by age, what you’d pay after federal and state subsidies, 2027 rate changes and enrollment dates.
Read more
-
What Is an Out-of-Pocket Maximum?
The out-of-pocket maximum is the most you’ll pay for covered in-network care in a year. What counts toward it and the 2026 and 2027 limits.
Read more
-
Do You Have to Show Proof of Health Insurance When Filing Taxes?
Do you need proof of health insurance at tax time? What Forms 1095-A, 1095-B and 1095-C are for, when you must file Form 8962, and state…
Read more
-
What Happens to My Wife’s Health Insurance When I Go on Medicare?
What happens to your wife’s health insurance when you go on Medicare: staying on your job-based plan, COBRA, marketplace plans and her own Medicare at 65.
Read more
-
How Much Does Blue Cross Blue Shield Cost per Month?
What Blue Cross Blue Shield costs per month depends on your state, age and plan. How Blue plans are priced, typical costs, and how to compare…
Read more
-
What Is a Copay in Health Insurance?
A copay is a flat fee for a covered service. How copays work, how they differ from deductibles and coinsurance, and when you owe nothing at…
Read more
-
What Is a Premium in Health Insurance?
A health insurance premium is what you pay each month to stay covered. What sets your premium, what people pay in 2026, and how tax credits…
Read more