Articles
Plain-English guides for people who buy their own health insurance or are trying to figure out their options. Browse by topic, or scroll down for our newest articles.
Costs & PricesWhat’s CoveredMarketplace & SubsidiesMedicaid & MedicareWork & Employer PlansLife ChangesPlan BasicsBills & ClaimsCoverage by SituationInsurance Companies
-
What to Do If Your Insurance Company Leaves the Marketplace
Cigna and several other insurers are leaving the Marketplace for 2027. What happens to your coverage, your deadlines, and how to pick a new plan.
Read more
-
Do You Have to Pay Back Your Premium Tax Credit?
Yes, if your income ends up higher than you estimated. Starting with 2026 coverage there’s no cap on repayment. How it works and how to avoid…
Read more
-
Does Obamacare Cover Cancer Treatment?
How ACA plans cover cancer care: treatment, free screenings, protections for pre-existing conditions, out-of-pocket limits, clinical trials and help with costs.
Read more
-
Does Obamacare End at Age 65?
What happens to your Obamacare plan at 65: when to sign up for Medicare, how to end your marketplace plan, tax credit rules and how to…
Read more
-
How Much Is Health Insurance for a Family of 5?
What a family of five pays for health insurance in 2026, on the job or on the marketplace, how subsidies and CHIP lower the cost, and…
Read more
-
How Much Is Health Insurance in New York per Month?
What health insurance costs in New York in 2026, why age doesn’t change your price, the Essential Plan changes, and approved 2027 rate increases.
Read more
-
How to Get Mental Health Help Without Insurance
How to get mental health care without insurance: crisis lines, community health centers, sliding-scale therapists, training clinics, EAPs and Medicaid.
Read more
-
What Happens If You Can’t Pay Your Health Insurance Deductible?
Can’t pay your health insurance deductible? What providers can do, how it affects your credit, and how payment plans and financial assistance can help.
Read more
-
How Long Does It Take to Get Health Insurance After Applying?
How long health insurance takes to start after you apply: 2027 marketplace deadlines, special enrollment, job-based waiting periods, Medicaid and Medicare.
Read more
-
How to Prove Domestic Partnership for Health Insurance
How to prove a domestic partnership for health insurance: who qualifies, the documents employers usually ask for, state registries, and taxes on partner coverage.
Read more