Articles
Plain-English guides for people who buy their own health insurance or are trying to figure out their options. Browse by topic, or scroll down for our newest articles.
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How Much Is Health Insurance in Virginia?
What health insurance costs in Virginia in 2026 by age, the new Virginia Premium Savings for 2027, proposed rate changes, and Cigna’s exit.
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How Much Is Health Insurance in New Jersey?
What health insurance costs in New Jersey in 2026 by age, how federal and state subsidies lower it, and the rate increases proposed for 2027.
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How Much Is Health Insurance in Michigan?
What health insurance costs in Michigan in 2026 by age, what you’d pay after tax credits, and the rate increases insurers requested for 2027.
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How Much Is Health Insurance in North Carolina?
What health insurance costs in North Carolina in 2026 by age, what you’d pay after tax credits, 2027 price changes, and what Cigna’s exit means.
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How Much Is Health Insurance in Georgia?
What health insurance costs in Georgia in 2026 by age, what you’d pay after tax credits on Georgia Access, 2027 price changes, and who’s leaving.
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How Much Is Health Insurance in Illinois?
What health insurance costs in Illinois in 2026 by age, what you’d pay after tax credits, 2027 price changes, and which insurers are leaving.
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How Much Is Health Insurance in Pennsylvania?
What health insurance costs in Pennsylvania in 2026 by age, what you’d pay after tax credits on Pennie, and the approved 2027 rate increase.
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What Is an ICHRA? Individual Coverage HRAs Explained
An ICHRA gives you tax-free money from your employer to buy your own health plan. How it works, how it affects tax credits, and what to…
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Health Care Sharing Ministries: Are They Insurance?
Health care sharing ministries aren’t insurance and don’t guarantee payment. How they work, what they won’t share, and how they compare with ACA plans.
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Health Insurance After a Divorce: Your Options
Divorce usually ends coverage through your spouse’s job. Your options, from COBRA for up to 36 months to a Marketplace plan, plus how to cover the…
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