Costs & Prices
What health insurance costs, and why. These guides cover average premiums by state and family size, how subsidies change what you pay, what pushes prices up, and practical ways to pay less for coverage and care. To compare every state at once, start with health insurance costs by state.
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How Much Is Health Insurance in Montana?
Montana’s 2026 benchmark plan averaged $692 a month for a 40-year-old. Final 2027 rates rise 22.6% to 23.3%, PacificSource leaves and Medicaid rules change.
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How Much Is Health Insurance in Maine?
Maine’s 2026 benchmark plan averaged $709 a month for a 40-year-old before subsidies. How CoverME.gov works, the approved 14.8% increase and MaineCare.
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How Much Is Health Insurance in New Hampshire?
New Hampshire had the lowest 2026 benchmark premium in the U.S., $401 a month for a 40-year-old. Tax credits, Ambetter’s exit and proposed 2027 rates.
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How Much Is Health Insurance in Hawaii?
Hawaii’s 2026 benchmark plan averaged $541 a month for a 40-year-old before subsidies. Tax credits, approved 2027 rates and Hawaii’s employer coverage law.
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How Much Is Health Insurance in West Virginia?
West Virginia’s 2026 benchmark plan averaged $1,073 a month for a 40-year-old before subsidies. What tax credits cover, CareSource’s exit and 2027 rates.
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How Much Is Health Insurance in Idaho?
Idaho’s 2026 benchmark plan averaged $490 a month for a 40-year-old before subsidies. Tax credits, proposed 2027 rates and Idaho’s early enrollment window.
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How Much Is Health Insurance in Nebraska?
Nebraska’s 2026 benchmark plan averaged $710 a month for a 40-year-old before subsidies. Tax credits, proposed 2027 rates and the state’s Medicaid work rules.
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How Much Is Health Insurance in New Mexico?
New Mexico’s 2026 benchmark plan averaged $623 a month for a 40-year-old before subsidies. State premium help, the approved 2027 increase and when to enroll.
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How Much Is Health Insurance in Kansas?
Kansas’ 2026 benchmark plan averaged $670 a month for a 40-year-old. Insurers proposed 2027 increases of 19.5% to 24.2%, and Medica is leaving.
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How Much Is Health Insurance in Mississippi?
Mississippi’s 2026 benchmark plan averaged $662 a month for a 40-year-old. Cigna and Molina are leaving, and proposed 2027 increases average over 21%.
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