Costs & Prices
What health insurance costs, and why. These guides cover average premiums by state and family size, how subsidies change what you pay, what pushes prices up, and practical ways to pay less for coverage and care. To compare every state at once, start with health insurance costs by state.
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How Much Is Health Insurance in Alabama?
Alabama’s 2026 benchmark plan averaged $645 a month for a 40-year-old, above the U.S. average. Approved 2027 rates, tax credits and the coverage gap explained.
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How Much Is Health Insurance in South Carolina?
South Carolina’s 2026 benchmark plan averaged $564 a month for a 40-year-old before subsidies. Tax credits, the coverage gap and proposed 2027 rate changes.
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How Much Is Health Insurance in Minnesota?
Minnesota’s 2026 benchmark plan averaged $448 a month for a 40-year-old, one of the lowest in the country. Tax credits, MinnesotaCare and proposed 2027 rates explained.
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How Much Is Health Insurance in Colorado?
Colorado’s 2026 benchmark plan averaged $557 a month for a 40-year-old before subsidies. Approved 2027 rates, tax credits, Cigna’s exit and state help programs.
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How Much Is Health Insurance in Wisconsin?
Wisconsin’s 2026 benchmark plan averaged $611 a month for a 40-year-old before subsidies. See 2027 rate changes, tax credits and BadgerCare Plus options.
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How Much Is Health Insurance in Maryland?
Maryland’s 2026 benchmark plan averaged $414 a month for a 40-year-old, the second-lowest in the country. Why, and what changes in 2027.
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How Much Is Health Insurance in Missouri?
Missouri’s 2026 benchmark plan averaged $605 a month for a 40-year-old before subsidies, close to the U.S. average. What 2027 may bring.
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How Much Is Health Insurance in Indiana?
Indiana’s 2026 benchmark plan averaged $474 a month for a 40-year-old before subsidies, among the lowest in the country. What 2027 brings.
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How Much Is Health Insurance in Massachusetts?
Massachusetts’ 2026 benchmark plan averaged $494 a month for a 40-year-old, among the lowest in the country. What’s different about its rules and rates.
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How Much Is Health Insurance in Tennessee?
Tennessee’s 2026 benchmark plan averaged $711 a month for a 40-year-old before subsidies. What you’d pay after credits, proposed 2027 rates and Cigna’s exit.
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