If you recently had a health insurance claim denied, then one of the things that you might want to do as quickly as possible is filing an appeal. Insurance companies may deny claims that are legitimate from time to time. …
Coinsurance is one of the most misunderstood insurance terms out there. Most people have heard of coinsurance, but they are not sure exactly what it is. Many people equate coinsurance with co-pays, but that is not correct. In order to …
There are a lot of health insurance companies out there, and it can be difficult to pick the right one. In most states, you have at least half a dozen choices, and even in states where Medicaid is an option …
Health insurance can be an extremely useful tool to have, but what should you do if you can actually afford to pay for your medical bills out of your own pocket? That’s a good question, and finding out the answer …
What If You Can Afford Your Medical Bills Out-Of-Pocket? Read more »
One of the options out there for taking care of your medical expenses is a health savings account. A health savings account is not really a new idea, but it is one that is gained a great deal of popularity …
One of the common questions that people have about their health insurance is whether they can use a specific doctor. When signing up for health insurance for the first time, or the first time with a new plan, most people …
How Do I Find Out If a Doctor Is Covered By My Insurance? Read more »
You may have heard the term “qualifying event” after the implementation of the Affordable Care Act; also known as Obamacare. The reason that this term exists is due to the annual window that opens up to allow people to sign …
What Are Qualifying Events In Regards To Health Insurance? Read more »
Open enrollment is the time period when you can enroll in health insurance. This enrollment period usually spans a specific period of time, and you must purchase health insurance coverage during that period, otherwise you will not be able to …
The goal of the Affordable Care Act, which was put into law in 2010 by President Obama (hence the informal name ‘Obamacare’) was to make health insurance more widely available and more affordable for Americans. While the ACA had the …
Having options is a good thing. In some cases, however, it can be difficult to narrow down the options and decide which one will best suit your needs; this is especially true when it comes to health insurance. Being that …