Articles
Plain-English guides for people who buy their own health insurance or are trying to figure out their options. Browse by topic, or scroll down for our newest articles.
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What If You Can Afford Your Medical Bills Out-of-Pocket?
Can afford your own medical bills? Why you still need protection from big ones, plans that fit people who pay for routine care, and when paying…
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What Is an HSA?
How a health savings account works, who can open one, the 2026 and 2027 contribution limits, and what you can spend HSA money on.
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Is It Better to Have a High or Low Deductible for Health Insurance?
High or low deductible? How to compare the full-year cost of each, when each one makes sense, and the 2026 and 2027 HSA and high-deductible plan…
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How Do I Find Out If a Doctor Is Covered by My Insurance?
How to check if a doctor is in your health plan’s network, what to do when a directory is wrong, and your options if your doctor…
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How Much Is Health Insurance per Month for a Single Person?
What health insurance costs for one person in 2026: job-based coverage, marketplace prices by age, what you’d pay after tax credits, and other costs.
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How Do You Meet Your Deductible in Health Insurance?
What counts toward your health insurance deductible, how embedded and family deductibles work, when deductibles reset, and ways to pay less before you meet it.
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Do Copays Count Toward Your Deductible?
Copays usually don’t count toward your deductible, but they do count toward your out-of-pocket maximum. How it works and how to check your plan.
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What’s the Difference Between Bronze, Silver, Gold and Platinum Plans?
Bronze, silver, gold and platinum plans cover the same benefits but split costs differently. What each level means and how to pick the right one.
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What Are Qualifying Life Events for Health Insurance?
Qualifying life events like losing coverage, moving, marriage or a new baby let you get health insurance outside open enrollment. What counts and how long you…
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Does Obamacare Cover Vision?
Does Obamacare cover vision? Children’s eye exams and glasses are covered; adult vision usually isn’t. What’s covered, what isn’t, and your options.
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