Articles
Plain-English guides for people who buy their own health insurance or are trying to figure out their options. Browse by topic, or scroll down for our newest articles.
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What Is the Birthday Rule for Health Insurance?
How the birthday rule decides which parent’s health plan pays first for kids covered by both, plus the rules for shared birthdays and divorced parents.
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Can I Add My Girlfriend or Boyfriend to My Health Insurance?
Can you add a girlfriend or boyfriend to your health insurance? Usually only through domestic partner coverage or marriage. Who qualifies and other options.
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Can a Spouse Be Dropped From Health Insurance While Still Married?
When you can remove a spouse from your health plan, divorce and legal separation rules, court orders during a divorce, and your ex-spouse’s COBRA options.
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Does McDonald’s Offer Health Insurance to Its Employees?
Does McDonald’s offer health insurance? It depends on the franchisee that runs your restaurant. The McDonald’s licensee plan, 30-hour rule, and other options.
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Can I Add My Brother or Sister to My Health Insurance Plan?
Can you add a brother or sister to your health plan? Usually not, unless you’re their guardian or they’re your tax dependent. Rules and other options.
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Can You Drop Your Employer-Sponsored Health Plan?
Can you drop your employer’s health plan? When you can, what counts as a qualifying event, tax credit rules, and what to check before you drop…
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Will Health Insurance Pay for Massages?
Will health insurance pay for massages? Rarely on their own. When massage may be covered through physical therapy or chiropractic care, and using an HSA.
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Will Health Insurance Pay for Medical Marijuana?
Will insurance pay for medical marijuana? No, even after the 2026 Schedule III change. Which FDA-approved cannabis drugs may be covered, and HSA rules.
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Is Health Insurance Tax Deductible?
When health insurance premiums are tax-deductible: the self-employed deduction, itemized medical expenses above 7.5% of AGI, Medicare premiums and HSAs.
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Is Health Insurance Required for International Students?
Health insurance rules for international students: J-1 federal minimums, school requirements for F-1 students, what to look for, and marketplace changes.
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