Work & Employer Plans

Does Uber offer health insurance? Not in most states; drivers are contractors. Health stipends in California and Massachusetts, and drivers’ other options.

Can you get a marketplace plan if your employer offers coverage? Yes, but tax credits depend on affordability. The 2026 and 2027 rules, with examples.

How job-based health insurance comes out of your paycheck, what the average worker pays per paycheck in 2025, how pre-tax deductions work, and how to pay…

Does Starbucks offer health insurance? Yes, even to part-time partners after 240 hours in three months. When benefits start and how to keep them.

Does McDonald’s offer health insurance? It depends on the franchisee that runs your restaurant. The McDonald’s licensee plan, 30-hour rule, and other options.

Can you drop your employer’s health plan? When you can, what counts as a qualifying event, tax credit rules, and what to check before you drop…

What self-funded and level-funded health plans are, their pros and cons for employers, and what employees in self-funded plans should know about their coverage.

How COBRA lets you keep your job-based health plan after leaving, what it costs, how long it lasts, and when a marketplace plan is the better…

Job-based health insurance usually costs less because employers pay most of the premium. When a marketplace plan can be cheaper, and what to compare.

Small business health insurance options: small-group plans, level-funded plans and HRAs, the rules for each, tax breaks and credits, and how to get started.