Does Target Offer Health Insurance?

By James Shaffer, insurance professional

Quick answer

Yes. Target offers health benefits to hourly team members who work at least 25 hours a week, a lower bar than many retailers set. Benefits include medical, dental and vision coverage, and Target adds extras like free 24/7 virtual doctor visits through CirrusMD, mental health care through Spring Health, and a fertility program.

Key takeaways

  • Hourly Target team members become eligible for health benefits at 25 hours a week.
  • All team members can use CirrusMD for 24/7 virtual doctor chats with no copay.
  • Spring Health provides therapy, coaching and other mental health support.
  • Target offers a fertility program, maternity coaching and doula reimbursement for team members enrolled in its medical plan.
  • If you work fewer hours, you may qualify for a Marketplace plan with a tax credit, or Medicaid.
On this page

Who qualifies

Team memberHealth benefits
Hourly, 25+ hours a weekEligible for medical benefits
All team membersFree CirrusMD virtual care, Spring Health mental health support and wellness resources
Source: Target pay and benefits fact sheet, April 2026. Check Target’s benefits site for when coverage starts and current plan options.

What’s included

Target lists these health benefits in its 2026 fact sheet:

  • Virtual care: 24/7 doctor chats through CirrusMD, with no waiting rooms and no copays
  • Mental health: therapy, coaching and well-being tools through Spring Health
  • Fertility: a program that bundles services, tests and treatments, with patient advocacy
  • Maternity support: personalized coaching and doula reimbursement for team members on Target’s medical plan
  • Wellness and fitness: free Grokker wellness resources and discounted gym access through One Pass Select

For how coverage like this compares with other plans, see infertility treatment coverage and does health insurance cover therapy.

If you work fewer than 25 hours

Target’s plan vs. the Marketplace

If Target offers you coverage that’s affordable and meets minimum value, you usually can’t get a premium tax credit for a Marketplace plan. For 2026, coverage counts as affordable if your share of the premium for employee-only coverage is no more than 9.96% of your household income. See can I get Marketplace coverage if my employer offers it and is it cheaper to get health insurance through your employer.

More employer guides: Amazon, Chick-fil-A, Chipotle, Costco, CVS, DoorDash, FedEx, Home Depot, Kroger, Lowe’s, Lyft, McDonald’s, Publix, Starbucks, Uber, UPS and Walmart.

Not eligible or need coverage for your family? Compare plans by ZIP code.

Frequently asked questions

How many hours do you need to work at Target to get health insurance?

Hourly team members qualify for health benefits at 25 hours a week.

Do part-time Target employees get benefits?

Yes, if they work at least 25 hours a week. All team members can use Target’s free virtual care and mental health support.

Does Target offer dental and vision?

Yes, Target’s benefits include dental and vision coverage for eligible team members.

Does Target cover fertility treatment?

Target offers a fertility program for team members on its medical plan.

Employer benefits change often. This article is general information based on Target’s published benefits and isn’t affiliated with Target. Last reviewed September 2026.

About the author

James Shaffer

James is an insurance professional and writer who has owned many insurance businesses. He oversees everything published on SelfHealthInsurance.com.

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