Does Home Depot Offer Health Insurance?

By James Shaffer, insurance professional

Quick answer

Yes, for full-time associates. The Home Depot offers medical coverage to full-time associates only, along with health savings and spending accounts. Part-time associates on the mainland can’t join the medical plan, but they get a free basic vision plan, and Home Depot doesn’t list dental as full-time only. New hires have to enroll within 30 days of their hire date or wait until the fall enrollment period.

Key takeaways

  • Medical coverage is for full-time associates only, except in Hawaii, Puerto Rico, Guam and the U.S. Virgin Islands, where part-time associates have medical options too.
  • All associates get a $120 vision plan at no cost, and Home Depot doesn’t list dental as full-time only.
  • New hires must sign up within 30 days of being hired, or wait for the annual enrollment period in the fall.
  • Associates and their household members get six free counseling sessions per situation each year.
  • Home Depot offers adoption help of up to $5,000 and six weeks of paid parental leave.
On this page

Who’s eligible

BenefitWho can get it
Medical planFull-time associates (plus part-time associates in Hawaii, Puerto Rico, Guam and the U.S. Virgin Islands)
Health savings account and spending accountsFull-time associates
DentalNot listed as full-time only; confirm with HR
VisionA $120 vision plan is free for all associates
Counseling through the employee assistance programAll associates and household members
Source: The Home Depot careers and benefits pages, checked September 2026. Confirm details with Home Depot HR or your benefits materials.

Home Depot doesn’t publish on its public careers page how many hours you need to count as full-time or exactly when coverage starts, so ask HR or check the benefits website when you’re hired.

Home Depot also lists a Medical Payment Plan that isn’t marked full-time only. Its details aren’t public, and it may not be the same as health insurance, so read what it pays before counting on it.

When to enroll

You have to enroll within 30 days of your hire date to get coverage. If you miss that window, you’ll usually have to wait for Annual Enrollment in the fall, unless you have a qualifying life event like marriage, a new baby or losing other coverage. See qualifying life events.

What’s included

  • Medical plans with carriers that vary by region, including Anthem and Kaiser Permanente in some areas
  • Virtual care 24/7 through LiveHealth Online for Anthem medical members; associates not in a medical plan can buy virtual visits at a discount
  • Vision: free eye exams for full-time associates at EyeMed Select providers, plus the $120 vision plan for everyone
  • Mental health: six counseling sessions per situation per year for associates, spouses, children and household members
  • Family benefits: up to $5,000 in adoption reimbursement and six weeks of paid parental leave

For more on coverage for eye care, see does health insurance cover eye exams.

If you work part-time

Since part-time associates on the mainland can’t join the medical plan, you’ll need coverage from somewhere else:

Job-based coverage vs. the Marketplace

If Home Depot offers you coverage that’s affordable and meets minimum value, you usually can’t get a premium tax credit for a Marketplace plan. For 2026, coverage counts as affordable if your share of the premium for employee-only coverage is no more than 9.96% of your household income (10.22% in 2027). See can I get Marketplace coverage if my employer offers it. If you leave, you can usually keep your plan for a while through COBRA.

For other retailers, see does Lowe’s offer health insurance, does Walmart offer health insurance and does Target offer health insurance.

More employer guides: Amazon, Costco, DoorDash, Kroger, Lowe’s, Lyft, McDonald’s, Starbucks, Target, Uber and Walmart.

Part-time or not eligible yet? Compare plans by ZIP code.

Frequently asked questions

Does Home Depot offer health insurance to part-time employees?

Not medical coverage on the mainland. Part-time associates get a free basic vision plan, and dental isn’t listed as full-time only, so ask HR about dental. In Hawaii, Puerto Rico, Guam and the U.S. Virgin Islands, part-time associates have medical plan options.

How long do you have to enroll in Home Depot benefits?

Within 30 days of your hire date. After that, you usually have to wait for Annual Enrollment in the fall.

Does Home Depot offer dental and vision?

Yes. Dental isn’t listed as full-time only, and every associate gets a $120 vision plan at no cost.

Employer benefits change often. This article is general information based on The Home Depot’s published benefits and isn’t affiliated with The Home Depot. Last reviewed September 2026.

About the author

James Shaffer

James is an insurance professional and writer who has owned many insurance businesses. He oversees everything published on SelfHealthInsurance.com.

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