Articles
Plain-English guides for people who buy their own health insurance or are trying to figure out their options. Browse by topic, or scroll down for our newest articles.
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What Is an Explanation of Benefits (EOB)?
What an explanation of benefits (EOB) is, how to read each line, what to check for errors, and how an EOB differs from the bill your…
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Maternity Coverage Explained
Maternity coverage explained: what ACA plans cover for pregnancy, birth and your baby, when you can enroll, Medicaid options, and what having a baby costs.
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How Are Health Insurance Rates Determined?
The five factors ACA insurers can use to set your premium, what they can’t use, how insurers set base rates, and why 2027 prices are going…
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Will Health Insurance Pay for Wheelchairs?
Will health insurance pay for a wheelchair? Usually, when your doctor says you need one. Rules for manual and power chairs, costs, and Medicare coverage.
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What Are the Cheapest Ways to Get Health Insurance?
The cheapest ways to get health insurance: Medicaid and CHIP, job-based plans, marketplace tax credits, catastrophic plans and more, with 2026 costs.
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How Much Coverage Does Health Insurance Actually Offer?
How much health insurance pays: coverage by metal level, what ACA plans must cover, what you pay before coverage kicks in, and what’s usually not covered.
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Does Health Insurance Cover Insulin?
Health insurance covers insulin as a prescription drug. What you’ll pay on private plans, Medicare’s $35 cap, state copay limits, and ways to lower the cost.
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Does Health Insurance Pay for Ambulance Rides?
Does health insurance pay for ambulance rides? Usually, when medically necessary, but ground ambulances aren’t covered by surprise-bill law. What to know.
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Health Insurance for Students
How college students get health insurance: staying on a parent’s plan until 26, school health plans, marketplace coverage and Medicaid, plus how to pick.
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Can I Get Health Insurance Through AARP?
AARP health plans are Medicare Supplement, Medicare Advantage and Part D plans from UnitedHealthcare. What they cost, who can buy them, and options under 65.
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