Articles
Plain-English guides for people who buy their own health insurance or are trying to figure out their options. Browse by topic, or scroll down for our newest articles.
Costs & PricesWhat’s CoveredMarketplace & SubsidiesMedicaid & MedicareWork & Employer PlansLife ChangesPlan BasicsBills & ClaimsCoverage by SituationInsurance Companies
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Does Health Insurance Cover Marriage Counseling or Couples Therapy?
Does health insurance cover couples therapy or marriage counseling? Usually not without a diagnosis. When it may be covered and ways to pay less.
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Does Health Insurance Cover Birth Control?
Does health insurance cover birth control? Yes, most ACA plans cover it at no cost. Which methods are covered, exceptions, Medicaid, Medicare and options without insurance.
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Does Health Insurance Cover Acupuncture?
Does health insurance cover acupuncture? Sometimes. Coverage varies by plan; Medicare covers it for chronic low back pain. How to check and pay less.
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Does Health Insurance Cover Dialysis?
Does insurance cover dialysis? Yes. How ACA plans, job-based plans, Medicare and Medicaid cover dialysis, Medicare rules for kidney failure, and costs in 2026.
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Will Health Insurance Pay for Breast Implants?
Will health insurance pay for breast implants? Not for cosmetic reasons, but reconstruction after a mastectomy is covered by law. What’s covered and what isn’t.
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Will Health Insurance Cover Infertility Treatment?
Will health insurance cover infertility treatment or IVF? It depends on your plan and state. What plans cover, state laws, and how to pay if yours…
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Who Is Eligible for Medicare?
Who qualifies for Medicare at 65 or earlier, what each part covers and costs in 2026, when to sign up, and how to avoid late enrollment…
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Does Health Insurance from Work Come Out of My Paycheck?
How job-based health insurance comes out of your paycheck, what the average worker pays per paycheck in 2025, how pre-tax deductions work, and how to pay…
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Can Health Insurance Be Backdated?
Can health insurance be backdated? Usually not, but coverage can be retroactive for a new baby, Medicaid, COBRA and Medicare Part A. Here’s how it works.
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What to Do About Out-of-Network Costs
How to handle out-of-network bills: when the No Surprises Act protects you, how to avoid balance billing, and how to appeal, negotiate or get help.
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