Articles
Plain-English guides for people who buy their own health insurance or are trying to figure out their options. Browse by topic, or scroll down for our newest articles.
Costs & PricesWhat’s CoveredMarketplace & SubsidiesMedicaid & MedicareWork & Employer PlansLife ChangesPlan BasicsBills & ClaimsCoverage by SituationInsurance Companies
-
Why Do Health Insurance Rates Differ Between Different Insurance Companies?
Why quotes for similar health plans differ so much between insurers, from networks and negotiated prices to plan design, and how to use the gaps to…
Read more
-
Why Do Some People Go Without Health Insurance?
Most Americans have health insurance, but 26.7 million went without it in 2025. The main reasons people are uninsured, and how to get covered.
Read more
-
Is It Cheaper to Get Health Insurance Through Your Employer?
Job-based health insurance usually costs less because employers pay most of the premium. When a marketplace plan can be cheaper, and what to compare.
Read more
-
Health Insurance for Children
How to get health insurance for your kids: a parent’s plan, a marketplace plan, or Medicaid and CHIP, which cover children in many working families at…
Read more
-
Government Health Insurance
A guide to government health insurance: Medicare, Medicaid, CHIP, TRICARE, VA and IHS, who qualifies, what each costs in 2026, and changes coming in 2027.
Read more
-
Can Combining Health Insurance With Other Insurance Save You Money?
Can bundling health insurance with auto, home or life insurance save money? Why ACA plans can’t be discounted, and what you can combine instead.
Read more
-
Catastrophic Health Insurance: Who Qualifies and What It Covers
Catastrophic health plans have low premiums and a very high deductible. Who can buy one in 2026, what they cover, and how they compare with bronze…
Read more
-
Small Business Health Insurance
Small business health insurance options: small-group plans, level-funded plans and HRAs, the rules for each, tax breaks and credits, and how to get started.
Read more
-
Family Health Insurance
Family health insurance options and costs: job-based family plans, marketplace plans with tax credits, CHIP for kids, and how to choose the right mix.
Read more
-
Health Insurance for Individuals
How individual health insurance works: who buys it, what it must cover, your protections, what it costs in 2026, where to buy it and when to…
Read more