Articles
Plain-English guides for people who buy their own health insurance or are trying to figure out their options. Browse by topic, or scroll down for our newest articles.
Costs & PricesWhat’s CoveredMarketplace & SubsidiesMedicaid & MedicareWork & Employer PlansLife ChangesPlan BasicsBills & ClaimsCoverage by SituationInsurance Companies
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Health Insurance When Traveling Abroad
Traveling abroad? What your health plan and Medicare cover overseas, types of travel insurance, medical evacuation costs and what to check before you go.
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PPO Health Plans
What a PPO health plan is, how out-of-network coverage and balance billing work, the pros and cons, and who a PPO fits best.
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Getting Health Insurance with Pre-Existing Conditions
Health insurance can’t turn you down for a pre-existing condition under the ACA. What’s protected, where conditions still matter, and how to get covered.
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Health Insurance for Low-Income Families
Free and low-cost health coverage for low-income families: Medicaid, CHIP, marketplace subsidies and cost-sharing reductions, plus what changes in 2027.
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How to Pick Your Health Insurance
How to pick health insurance in six steps: where to get coverage, who to cover, savings, doctors and drugs, total cost, and 2027 enrollment dates.
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Health Insurance for the Elderly
Health insurance for seniors: the parts of Medicare and 2026 costs, Original Medicare vs. Medicare Advantage, help with costs, working past 65 and long-term care.
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How to Switch Health Insurance Companies
When you can switch health insurance, how to avoid a gap in coverage, COBRA vs. a marketplace plan, and how to protect ongoing care when you…
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COBRA Health Insurance
How COBRA lets you keep your job-based health plan after leaving, what it costs, how long it lasts, and when a marketplace plan is the better…
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Health Insurance for the Self-Employed
How self-employed people get health insurance: marketplace plans, subsidies based on net income, the premium tax deduction, HSAs and options once you have employees.
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Where Is the Best Place to Learn About Health Insurance?
The best places to learn about health insurance: official sites, your plan documents, free assisters, licensed agents, SHIP counselors and your state insurance department.
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