Does Walmart Offer Health Insurance?

By James Shaffer, insurance professional

Quick answer

Yes. Walmart offers medical, dental and vision coverage to eligible associates. Full-time hourly associates can have coverage from their hire date, and part-time hourly associates qualify for medical coverage if they average at least 30 hours a week during Walmart’s measurement periods (24 hours for pharmacists and some supply chain roles). For 2026, Walmart’s medical options include the Premier PPO Plan, Saver HSA Plan and Contribution HRA Plan.

Key takeaways

  • Full-time hourly associates can have coverage starting on their hire date.
  • Part-time hourly associates qualify for medical coverage by averaging at least 30 hours a week (24 for pharmacists and some supply chain roles).
  • For a new part-time associate who qualifies, benefits start the first day of the month in which their 89th day of employment falls.
  • 2026 medical options include the Premier PPO Plan, the Saver HSA Plan and the Contribution HRA Plan, plus a copay plan being piloted in eight states.
  • Dental and vision plans are part of Walmart’s benefits package.
On this page

Who qualifies

Associate typeMedical eligibility
Full-time hourlyEligible to enroll; coverage can start on the hire date
Part-time hourlyMust average at least 30 hours a week during measurement periods (24 for pharmacists and some supply chain roles)
Management and salariedEligible to enroll
Source: Walmart 2026 Associate Benefits Book. Your personalized benefits guide on One.Walmart.com shows what you can enroll in.

Part-time associates’ hours are checked periodically: every 60 days during the first year, once at 52 weeks, and then yearly. HMO options are available at some work locations.

Walmart’s 2026 medical plans

  • Premier PPO Plan: set copays for some covered care. It’s Walmart’s most popular plan, and associates who don’t choose a new plan are automatically enrolled in it.
  • Saver HSA Plan: a high-deductible plan that lets you contribute to a health savings account; see what is an HSA.
  • Contribution HRA Plan: includes money from Walmart in a health reimbursement account to help pay for care.
  • Personalized Wellbeing Copay Plan: a new option in eight pilot states, with $0 copays for in-network primary care.

Choosing between them comes down to how much care you expect to use; see is it better to have a high or low deductible.

If you don’t qualify yet

Walmart’s plan vs. the Marketplace

If Walmart offers you coverage that’s affordable and meets minimum value, you usually can’t get a premium tax credit for a Marketplace plan. For 2026, coverage is considered affordable if your share of the premium for employee-only coverage is no more than 9.96% of your household income. See can I get Marketplace coverage if my employer offers it and is it cheaper to get health insurance through your employer.

More employer guides: Amazon, Chick-fil-A, Chipotle, Costco, CVS, DoorDash, FedEx, Home Depot, Kroger, Lowe’s, Lyft, McDonald’s, Publix, Starbucks, Target, Uber and UPS.

Not eligible yet or need coverage for your family? Compare plans by ZIP code.

Frequently asked questions

Do part-time Walmart associates get health insurance?

Yes, if they average at least 30 hours a week during Walmart’s measurement periods. Pharmacists and some supply chain roles need 24 hours.

When does Walmart health insurance start?

Full-time hourly associates can be covered from their hire date. Part-time associates who qualify at their first check get benefits starting the first day of the month that includes their 89th day of work.

What health plans does Walmart offer?

For 2026: the Premier PPO Plan, Saver HSA Plan and Contribution HRA Plan, plus a copay plan piloted in eight states and HMOs in some areas.

Does Walmart offer dental and vision?

Yes. Dental and vision plans are part of Walmart’s benefits package.

Employer benefits change often. This article is general information based on Walmart’s published benefits materials and isn’t affiliated with Walmart. Last reviewed September 2026.

About the author

James Shaffer

James is an insurance professional and writer who has owned many insurance businesses. He oversees everything published on SelfHealthInsurance.com.

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