Quick answer
Yes. Costco offers health coverage to both full-time and part-time hourly employees once they’ve worked long enough. Full-time hourly employees become eligible the first of the month after 450 hours or 90 days, whichever comes first, and part-time hourly employees after 600 hours or 180 days. Coverage includes medical, prescription drugs, vision, hearing aids and behavioral health, plus dental.
Key takeaways
- Costco offers health benefits to part-time as well as full-time hourly employees.
- Full-time hourly: eligible the first of the month after 450 hours or 90 days, whichever comes first.
- Part-time hourly: eligible the first of the month after 600 hours or 180 days, whichever comes first.
- Salaried employees are eligible the first of the month after they’re hired.
- Coverage includes medical, prescription drugs, vision, hearing aids and behavioral health; full-time employees get two dental plan options and part-time employees get a core dental plan.
On this page
When Costco coverage starts
| Employee type | When benefits start |
|---|---|
| Full-time hourly | First of the month after 450 hours or 90 days, whichever comes first |
| Part-time hourly | First of the month after 600 hours or 180 days, whichever comes first |
| Salaried | First of the month after your hire date |
What’s included
According to Costco, eligible employees get medical, vision, prescription drug, hearing aid and behavioral health coverage, paid for through bi-weekly payroll contributions, with Costco paying a large share of the premium. Other details Costco lists:
- Dental: two plan options for full-time employees and a core plan for part-time employees
- Prescriptions: copays as low as $3 for generic drugs
- Vision: up to $60 toward an eye exam and $175 toward glasses or contacts
Hearing aid coverage is unusual; most health plans don’t include it. See does health insurance cover hearing aids and does health insurance cover eye exams.
Before you’re eligible
If you’re new and waiting for benefits to start, you may need coverage in the meantime:
- Stay on a parent’s plan if you’re under 26; see how long you can stay on your parents’ health insurance.
- Use COBRA from a previous job, or a Marketplace plan. Losing other coverage opens a special enrollment period.
- Check Medicaid if your income is low; see health insurance for low-income families.
Job-based coverage vs. the Marketplace
Once Costco offers you coverage that’s affordable and meets minimum value, you usually can’t get a premium tax credit for a Marketplace plan. For 2026, coverage counts as affordable if your share of the premium for employee-only coverage is no more than 9.96% of your household income. See can I get Marketplace coverage if my employer offers it and is it cheaper to get health insurance through your employer. If you leave Costco, you can usually keep the plan for a while through COBRA.
More employer guides: Amazon, Chick-fil-A, Chipotle, CVS, DoorDash, FedEx, Home Depot, Kroger, Lowe’s, Lyft, McDonald’s, Publix, Starbucks, Target, Uber, UPS and Walmart.
Not eligible yet or need coverage for your family? Compare plans by ZIP code.
Frequently asked questions
Do part-time Costco employees get health insurance?
Yes. Part-time hourly employees become eligible the first of the month after 600 hours or 180 days, whichever comes first.
How long do you have to work at Costco to get benefits?
Full-time hourly employees qualify after 450 hours or 90 days. Salaried employees qualify the first of the month after hire.
Does Costco’s plan include dental and vision?
Yes. Costco lists dental and vision benefits for eligible employees.
Does Costco cover hearing aids?
Costco lists hearing aid coverage as part of its health benefits.
Employer benefits change often. This article is general information based on Costco’s published benefits and isn’t affiliated with Costco. Last reviewed September 2026.