Does Amazon Offer Health Insurance?

By James Shaffer, insurance professional

Quick answer

Yes. Amazon offers medical, dental and vision coverage to regular full-time and reduced-time employees starting on their first day, with no waiting period. Part-time and seasonal employees may qualify for medical coverage after 90 days, depending on their hours. For 2026, Amazon’s basic plan for warehouse and transportation employees costs $5 a week for employee-only coverage. Amazon Flex drivers are independent contractors and don’t get Amazon health insurance.

Key takeaways

  • Regular full-time (40 hours a week) and reduced-time (30 to 39 hours) employees get medical coverage from day one.
  • Part-time and seasonal employees may qualify for medical coverage after 90 days, depending on how many hours they work.
  • For 2026, Amazon’s basic plan for U.S. fulfillment and transportation employees costs $5 a week for employee-only coverage, with doctor visits starting at $5.
  • Benefits include dental, vision, a 24/7 medical advice line, free counseling sessions and fertility coverage.
  • Amazon Flex drivers are contractors. Full-time drivers for Amazon’s Delivery Service Partners get coverage from the partner company, not Amazon.
On this page

Who’s eligible

Employee typeMedical coverage
Regular full-time (40 hours a week)Starts on day one
Reduced-time (30 to 39 hours a week)Starts on day one
Part-time and seasonalMay qualify after 90 days, depending on hours
Amazon Flex driversNot eligible; independent contractors
Delivery Service Partner driversFull-time drivers get it through the partner company that employs them
Source: Amazon’s benefits pages, checked September 2026. Benefits can vary by location, schedule and job status, so confirm with Amazon HR.

Amazon says medical, dental and vision coverage is offered to all regular full-time employees regardless of their level, tenure or position.

What’s included

According to Amazon, benefits for eligible employees include:

  • Medical and prescription drug coverage
  • Dental and vision plans
  • A free 24/7 medical advice line for employees and their families, from day one
  • Mental health support through a 24/7 employee assistance program, plus up to six free counseling sessions per issue per year
  • Fertility and family-building benefits through Progyny, plus adoption and surrogacy help

Fertility coverage is still uncommon in health plans. See will health insurance cover infertility treatment.

What it costs

For 2026 benefits, Amazon lowered the cost of its basic plan for U.S. fulfillment and transportation employees to $5 a week for employee-only coverage, down from more than $7. Doctor visits start at $5, compared with $40 before. Costs for other plans and for family coverage depend on the plan you pick and where you work, and your share is usually taken out of your paycheck before taxes. See does health insurance from work come out of my paycheck.

Amazon Flex and delivery drivers

Amazon Flex drivers deliver packages with their own vehicles as independent contractors. Amazon doesn’t list health insurance for Flex drivers, so they need their own coverage, usually a Marketplace plan. See health insurance for the self-employed.

Delivery Service Partner (DSP) drivers drive Amazon vans but are employed by independent delivery companies. Amazon requires those companies to offer health coverage that meets federal affordability and value standards to employees who average at least 30 hours a week, and Amazon says all DSPs provide health coverage to full-time drivers. The plan details are set by the DSP, so ask that company, not Amazon.

Before you’re eligible

If you’re part-time, seasonal or waiting on a start date, you may need coverage in the meantime:

Job-based coverage vs. the Marketplace

Once Amazon offers you coverage that’s affordable and meets minimum value, you usually can’t get a premium tax credit for a Marketplace plan. For 2026, coverage counts as affordable if your share of the premium for employee-only coverage is no more than 9.96% of your household income (10.22% in 2027). At $5 a week, Amazon’s basic plan easily passes that test. See can I get Marketplace coverage if my employer offers it and is it cheaper to get health insurance through your employer. If you leave Amazon, you can usually keep your plan for a while through COBRA.

For other large employers, see does Walmart offer health insurance, does Costco offer health insurance and does Target offer health insurance.

More employer guides: Costco, DoorDash, Home Depot, Kroger, Lowe’s, Lyft, McDonald’s, Starbucks, Target, Uber and Walmart.

Not eligible yet, or driving for Flex? Compare plans by ZIP code.

Frequently asked questions

Does Amazon offer health insurance to part-time workers?

Sometimes. Amazon says part-time and seasonal employees may qualify for medical coverage after 90 days, depending on how many hours they work.

When does Amazon health insurance start?

On your first day if you’re a regular full-time or reduced-time employee. There’s no waiting period.

How much is Amazon health insurance?

For 2026, Amazon’s basic plan for fulfillment and transportation employees costs $5 a week for employee-only coverage, with doctor visits starting at $5. Other plans, other jobs and family coverage can cost more.

Do Amazon Flex drivers get health insurance?

No. Flex drivers are independent contractors and need to get their own coverage, often through the Marketplace.

Employer benefits change often. This article is general information based on Amazon’s published benefits and isn’t affiliated with Amazon. Last reviewed September 2026.

About the author

James Shaffer

James is an insurance professional and writer who has owned many insurance businesses. He oversees everything published on SelfHealthInsurance.com.

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